Frequently Asked Questions

Q. What happens after I enroll?
1) We provide a free consultation.
2) We review and verify your credit history.
2) We prepare a customized dispute plan.
3) We investigate and prepare letters to the credit bureaus.
4) Within 24 hours we utilize our electronic tracking system.
5) Within 30 days, updated credit reports are sent to you via US Mail which you will be asked to forward to us via US Mail or FAX.

Q. How does it work?
After you enroll, we will use our electronic tracking system associated with the Fair Credit Reporting Act and the Fair Credit Collections and Billing Act to find and delete inaccurate, misleading and unverifiable information from your credit reports. Once the bureaus have investigated your disputes, they will send you updated copies of your credit reports which we then ask that you mail to our office. Upon receipt, our legal department continues the investigation and documents the progress. All appropriate interventions will be initiated on your behalf.

Q. How long does it take?
First results will occur within 30-45 days. You will continue to receive reports on a monthly basis as long as negative items remain on file. Results usually occur within 60-90 days with some results taking as long as 6 months or more. We will continue to monitor your reports for 6 full months.

Q. What are the benefits?
*Lower interest rates.
*Get approved for a loan.
*Save hundreds if not thousands of dollars on your home, car or credit card loans.
*Purchase your dream car.
*Get the job you want.
*Expand your business.

Q. Is cleaning my report legal?
Yes. The credit bureaus and bill collectors will try to convince you to believe otherwise. Under the Fair Credit Reporting Act, the Fair Credit Collections and Billing Act, your rights are protected by law.

Q. Do you offer a warranty?
Yes. Our services are 100% guaranteed.


If you have a specific question did not find it here, simply call us at
(866) 311-1091 or Email us today!